The Extended Auto Warranty Is A Useful Coverage Tool

Buying a vehicle is an important purchase, and some protection should be bought to protect that vehicle. The extended warranty, different from the used car warranty, is something that every potential vehicle owner should think about. The extended auto warranty has a special purpose, which we’ll take a look at.

Vehicles come with their own warranties, but extended warranties are a little different. They’re more like an additional service contract or insurance policy that provide some protection against any unexpected repairs that can be costly. Coverage under these warranties applies for a certain number of miles and time that has been decided by the issuer of the warranty and the car owner. Two types of extended warranties exist: manufacturer or OEM warranties that are provided by the makers of the car, and third-party warranties that come from a vendor with no affiliation to the maker of the car.

For new vehicles, bumper to bumper and power train warranties are offered by the manufacturer. Things like the transmission and engine are covered in power train warranties, and the warranty is used to safeguard against defects caused in the creation of these parts that would cause problems with their operation. Bumper to bumper warranties are also called limited warranties and take care of parts of the car that are found under the hood. They also provide coverage for power seats, navigation systems, and electrical components like on board computers.

Manufacturer warranties will try to cover what is offered with the vehicle upon purchase, with a little more thrown in. A deductible may come with the warranty, and they will inversely affect the cost of the policy, but usually these deductibles are pretty low.

Third party warranties have similarities in coverage to their manufacturer counterparts, but there may be some extra requirements and rules. When a vehicle must be fixed, the third-party warranty will often have restrictions that prevent it from being fixed anywhere. There are usually high deductibles with these warranties, and when the repairs are made, it’s possible that third party parts may be used instead of OEM parts.

The coverage is also given differently with third party warranties, as out of pocket payments for repairs may need to happen and then a reimbursement will happen after a claim is filed. This entire process may take some time, as months can pass before the reimbursement happens. Those who sign up for these warranties should be aware of how payments are expected to be made.

It’s not all downsides for third party warranties, as they are generally lower in cost than manufacturer warranties. For some vehicle owners, the only possible warranty may be a third party one, as certain dealerships may not offer manufacturer warranties if they belong to a particular brand. Research about coverage details is necessary before buying any third-party warranty.

More often than not, an extended warranty won’t cover things like tune ups and oil changes, so a maintenance budget should be kept for these instances. Items that commonly wear and tear like windshield wipers and brake pads also aren’t generally covered by extended warranties.

In some cases, an extended warranty can be canceled long after its purchase, depending on where it is being used. A refund will occur in this instance, and if the warrant is part of a loan, then there will be a reduction in the loan’s principle, lowering how many payments will need to be made.

An extended warranty can be pretty useful for a vehicle owner. The warranty and the vehicle don’t have to be purchased on the same day, as some people would like a little more time to think about which warranty they need.

Top Ten Best Used Trucks

Buying a used truck can be a lot of fun and it’s time to take a look at the best options available to eager buyers.

1) Chevrolet Avalanche (2009-2013)

With a beautiful rear cab wall that can be put down, 5-6 passenger capacity, and a well-built body, this is a world-class truck and one that has earned praise among auto enthusiasts. The Avalanche is one of those trucks that have mass appeal, is fun to drive, and offers a boatload of features that make the driving experience better. It also holds up well over time and is a good fit for most truck owners.

2) Ford F-150 (2005-2014)

Ford is a major player in the used truck market and tends to retain its value over time. The Ford F-150 is a wonderful option whether it’s the older models up to 2008 or the newer redesign that came in 2009. The engines worked their way up from 202 HP to 412 HP depending on what a person wanted at the time of their release. It also comes with various trims and is able to haul in excess of 3,000 lbs.

3) GMC Canyon (2009-2012)

GMC is a brand that has been around for a long time and hit a real peak during 2009-2012 with its Canyon. This is similar to the Colorado as a compact truck that offers great balance, power, and control. There are three variations with the 185 HP, 242 HP, and 300 HP. It is also able to tow 5,500+ lbs. and make it look easy.

4) Chevrolet Colorado (2009-2012)

The Colorado is a powerful used truck and among the best in its class for used vehicles. In a time where gas prices are rising and it has become important to maximize mileage, the Colorado is a look back at the time of compact builds. This is a compact truck and one that stands out from the crowd. It comes with three variations (180 HP, 242 HP, and 300 HP) with differing engine sizes.

5) Ford F-Series Super Duty (2011-2014)

With the fully controlled “PowerStroke turbo-diesel” and a robust V-8 build, the Ford F-Series Super Duty is an example of refined elegance. It offers 800 lb.-ft. of torque and brings about it towing power of 24,000+ lbs. There are various bed, trim, and cab configurations a buyer can choose from making it a good choice for most people.

6) Honda Ridgeline (2006-2014)

Honda doesn’t get enough credit for its trucks but the Ridgeline is a wonderful option for used truck buyers. It does it all and it does it well. One of its biggest plus points is the level of security that is on offer. When compared to other options, this is as safe it gets in the modern-age of vehicles. It is near impossible to break down through simple use. While it only offers a 252 HP option, it does a lot of other things right that make it a good fit for people.

7) GMC Sierra (2008-2013)

This is often compared with the Silverado and it has won favorable responses among those who have made a purchase. The Sierra is an example of a full-sized truck that offers tremendous versatility and has done well over time.

The Sierra has different engine sizes working up from 195 HP to 403 HP depending on what you want as a buyer. It is also one of the more eco-friendly trucks on the market with the “Active Fuel Management” feature included.

8) Toyota Tundra (2007-2014)

Toyota has come up with two options and both make the list and the first one would be their Tundra model. The Tundra has three engines sitting between 236 HP and 381 HP, which is a good amount of power for a used truck. It is also able to look great while towing and has a lot of value on the market. It is all about finding a good one as some had durability issues (generally the lower versions).

9) Nissan Frontier (2009-2014)

With HP ranging from 154 HP to 261 HP, it is one of those compact trucks that did do well over time and is still adored by its owners. While they didn’t appreciate the “optional” AWD setup, it does work well when you find a good one at a fair price. It is able to tow over 6,500+ lbs.

10) Toyota Tacoma (2005-2014)

When it comes to Toyota, it was able to release the Tacoma to a lot of fanfare. It has been able to do nicely in the long-term and is a good used truck. It has a lower HP range between 159 HP and 236 HP but is a great mid-size option that is easy to use and works well while towing.

Final Thoughts

In the end, it comes down to preference as some would want the rugged qualities of the F-Series while others prefer a compact option such as the Colorado/Avalanche. It is all about your needs and what you prefer from this top ten list.

Only Take Your Car to An Auto Repair Shop With Computer Diagnostic Equipment

Modern cars come loaded with electronics. No matter what you’re trying to do with them, you’ll find that there are lights on the dashboard and readouts warning you about everything from oil changes to ‘check the engine’, flashing lights for traction control, and displays for fluids in places that you may not even realize had fluids!

Many modern cars now warn you if you haven’t taken your pride and joy in for a service recently. Older cars contain far less by way of electronics, and sometimes this can be a good thing – if you don’t like the feeling that the car maker is playing ‘big brother’. However, when it comes to figuring out what that rattling sound is, or whether your car needs a little TLC or a major tune-up, sometimes having those diagnostic tools can come in handy.

Auto Diagnostics and Greater Insights

There’s something romantic about taking your car to an auto repair shop with a ‘grease monkey’ mechanic that can hear a click or a grumble and go “Your carburetor is shot, pal” – but the days when you could do that are long past, unless you have a much older car. Modern engines have a lot more in the way of electronics, and fewer of those chunky old parts that you can rip out and replace. This is doubly true if you have a hybrid or an electric car. You’ll need to take your vehicle to a place where they can test and get accurate readouts.

Modern car diagnostic equipment is incredibly sophisticated and can tell you a lot about the health of a vehicle. Most modern vehicles have an Engine Control Unit – an on-board computer that monitors the vehicles’ performance and will tell you about things such as the temperature of the engine, or the fluid levels in various systems. If the ECU detects a problem, then it will show warning lights on the dashboard. There are hundreds of error codes that could crop up on the average vehicle, but just a handful of lights on the dashboard. The warning light is there to tell you, the owner, that you need to take your car to a mechanic. It’s the mechanic’s job to hook up a diagnostic system and check the health of the car, then rectify the problem.

A good diagnostic check will look at the engine management, lights, comfort controls, tires, emissions, temperature, and more. They can get live readouts from the engine while it is being revved or run, and they can get immediate feedback as components are replaced, so you can avoid a scenario where you replace something minor which “seems to fix” the problem, only to then end up having trouble later because there was a more serious underlying problem. Knowing the true status of the engine early on will save you a lot of hassle.

Don’t cut corners and try to fix issues yourself if you don’t know what you’re doing. It’s simple enough to check tire pressures, change your oil, and keep your battery in good condition before the cold weather hits. Doing those small jobs will help to keep your car ticking over nicely for longer, but there’s still a lot of value to a proper service. So, book in a full diagnostic at a good, modern garage, so that you can confirm that your car is running as well as it should be. Make a note of the check-up in your service log and follow any advice that the mechanic gives you for best results.